The Elite Wealth Process

At Graviton we follow an approach which allows our advisers to assist you throughout an entire life cycle, from wealth creation to wealth preservation. We focus on presenting you with a plan that is simplified but effective. Based on the information you provide, your Graviton adviser will complete a thorough financial needs and cash flow analysis.

Understanding your financial future and the impact of your stated needs on available capital, is a crucial point of departure. In constructing your financial plan, your Graviton adviser will start by understanding and analysing your personal income statement and balance sheet, both now and in the future. In order to provide an investment solution that is complementary to your capital and income needs, your adviser must gain insight into your present situation, desired future situation, available means, time horizon, appetite for risk, and capacity for risk. All of these variables are used to arrive at a solution that is aimed at providing you with the desired outcomes over time. More importantly, your variables are combined in such a way as to ensure that your assets are sufficient to cover your liabilities (i.e. asset-liability matching).